What is a roommate expense splitter?
A roommate expense splitter is a tool that tracks shared household costs — rent, utilities, groceries, internet, streaming — and calculates exactly who owes whom. Instead of keeping receipts and doing mental math at the end of the month, every roommate's balance is updated live as expenses are added.
This shared expense calculator works entirely in your browser. There is no signup, no app download and no account. Your data is saved locally on your device, so your household budget stays private.
Split rent, utilities and every shared bill fairly
Not every expense should be split the same way. Rent might be divided by room size, groceries evenly, and a pizza night only between the people who joined. This calculator supports four split methods:
- Equal split — divide the amount evenly between all roommates
- Selected roommates only — split between the people who shared the expense
- Percentage split — for example 40 / 30 / 30 based on room size or income
- Custom amounts — enter an exact amount per person
Fewest possible payments
The settlement algorithm compares what each roommate paid with what they should have paid, then simplifies the debts. Instead of everyone sending money back and forth, the calculator reduces the settlement to the minimum number of transfers — a simple online alternative to apps like Splitwise, without the login.
Frequently Asked Questions
How do roommates split bills?
Add each roommate and every shared expense, choose who paid, and pick a split method. The calculator tracks all balances automatically and shows who owes whom.
How do you split rent fairly?
Rent can be split evenly, by percentage (for example based on room size), or with custom amounts per roommate. All three methods are supported.
Who owes who?
The settlement section compares what each roommate paid with their fair share and simplifies the result into the fewest possible payments.
How do I calculate shared expenses?
Enter each expense with an amount, category, date and who paid. The tool sums every roommate's share and shows live running totals and balance cards.
Can I split utilities?
Yes. Electricity, water, gas, internet, streaming and any other recurring bill can be added with its own category and split method.
Can I export my calculations?
Yes. Export all expenses to CSV or JSON, or generate a printable report. Your data is also saved locally in your browser between visits.
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